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RECEIVING
  • Receive documents from courier and/or hospital staff.

  • Open files and stamp received dates.

  • Check for completeness of documents:

    • If incomplete, escalate or request missing documents.

  • Swipe and record received documents.

  • Return claims that have exceeded the submission time via email:

    • Endorse the hard copy to Admin for return to the provider.

  • Sort documents based on payment terms and claim priority, then endorse them to the designated Claims Specialist for scanning.


 

SCANNING
  • Verify completeness of documents forwarded by the receiving Claims Specialist:

    • Escalate or request any missing documents.

  • Scan complete documents.

  • Endorse the scanned hard copies to the Team Leader.

 

CLAIMS PROCESSING

A. HARD COPY CLAIMS

Tasks:

  • Confirm completeness of scanned documents received.

  • Verify completeness of Letter of Authorization (LOA).

  • Escalate or return to the provider (RTP) any claims with issues.

  • Process eligible claims.

  • Endorse processed claims to the Finance Team.

B. SOFT COPY / CLAIMS RECEIVED VIA EMAIL

Tasks:

  • Check completeness of documents received through email.

  • Verify completeness of the LOA.

  • Escalate or mark RTP for claims with issues.

  • Print documents and stamp the received date.

  • Split bundled documents by individual members (if received as one file).

  • Process eligible claims.

  • Endorse processed claims to the Finance Team.


 

THOROUGH OVERVIEW

Outpatient Basic Consultation / Maternity-Consultation:

A visit to a general doctor (like a family or internal medicine physician) for routine checkups or minor health concerns, without being admitted to a hospital.

Outpatient - Referral to Specialist:

When a primary care doctor sends a patient to a specialist (like a cardiologist or dermatologist) for further evaluation or treatment.

Outpatient Clinic Setting:

Medical care provided in a clinic where patients receive diagnosis and treatment without staying overnight.

Outpatient - Laboratory:

Lab tests (like blood or urine tests) done without being admitted to a hospital, usually after a doctor's consultation.

Emergency:

Immediate medical care for serious or life-threatening conditions (e.g., severe injuries, chest pain, breathing problems).

OPD -OR (Outpatient Department - Operating Room):

Minor surgical procedures done in a hospital setting where the patient is not required to stay overnight.

Inpatient Discharge:

When a patient who was admitted to the hospital for treatment is officially released and allowed to go home.

🩺 CONSULTATION / CLINIC-SETTING CLAIMS

  • LOA (Letter of Authorization) – Required only

🛠️ LABORATORY / EMERGENCY / OPD-OR / IPD CLAIMS

  • LOA (Letter of Authorization)
  • Charge Slip / Itemized Charges
  • SOA / Transmittal (Statement of Account)
  1. Incomplete Documents

  2. Revisions Required

  • Discrepancies in claim amounts between:

    • Statement of Account (SOA) / Transmittal

    • Charge Slip

    • Billing Amount

  • Claim amount exceeds the approved and issued Letter of Authorization (LOA)

  1. Verification of Claim Details

  • Consultation / Clinic-Setting Claims:

    • Unreadable or missing name of the attending doctor

  • Laboratory / Emergency / OPD-OR / IPD Claims:

    • Unreadable amounts on SOA or charge slip

❌ No Approved/Issued LOA

🔍 What to Check

  • Missing Written LOA:
    If there is no written LOA in the designated section, check other parts of the documents for it.
  • Member Utilization:
    Verify if there is a utilization record on the same availment date, with matching procedures as stated between the LOA and the billing.

🏷️ Proper Tagging for Maternity Consultations

This applies specifically to maternity consultations that are:

  • Incorrectly tagged as Basic Consultation, or
  • Marked as Referral to Specialist

🔎 Why Correct Tagging Matters:

  • Maternity benefits vary by account
  • Accurate tagging ensures correct benefit application and avoids claim issues.

✅ Always verify and tag maternity consultations correctly.

✍️ Missing Signature(s)

For Consultation / Clinic-Setting:

  • Both the Doctor and the Member must sign the LOA.

For Procedures:

Only the Member's signature is required.

⏰ Stale Claim (Late submission)

🔍 Review of Provider Information

Submission of Claims Based on Stale Computation

  • Please verify the provider’s information under this section.

The number of days for late submission is computed from the Availment Date up to the Billing Received Date.

🔁 Double Billing

🩺 Consultation 

A patient cannot undergo consultation with the same doctor on the same date.

⚙️ Procedure Billing

If the same procedure is billed twice, verify using the following criteria:

✅ Same LOA

✅ Same Procedure

✅ Same Date of Availment

✅ Different Document Reference Numbers

    ⚠️ If all the above match, it's likely a duplicate billing.

1. Cross-Check: LOA (System) vs. Provider's Documents

Compare the following details between the system-generated Letter of Authorization (LOA) and the provider’s submitted documents(e.g., Statement of Account, Transmittal, or Charge Slip):

✅ Provider’s Name

✅ Patient’s Name

✅ Type of Availment.

2. Additional Requirements Based on Claim Type

For Consultation / Clinic-Setting Claims:

  • LOA must include both the doctor's and the member's signatures.

For Procedure Claims:

  • LOA must include the member’s signature.
TYPEEffective August 1, 2024
CONSULTATION RATE600
CP CLEARANCE1,150
READER'S FEEAS CHARGED
CLINIC-SETTING130 / AS CHARGED

DOCTORRATE
PATHOLOGIST'S FEEAS CHARGED
INSTRUMENT FEEAS CHARGED
INTRA-OPERATIVE MONITORING1,800


ROOM/TYPEDAILY VISIT PER DAYRVS MULTIPLIER
WARD900140
SEMI PRIVATE1100145
PRIVATE1200150
SUITE1600155
ICU1800155
OPD-ORN/A130

 

DOCTORCOMPUTATION
ANESTHESIOLOGIST50% OF SURGEON'S FEE
ASSIST SURGEON25% OF SURGEON'S FEE
DOCTORNOTES
ANESTHESIOLOGISTUNLESS OTHERWISE STATED IN SOB / MINIMUM PF IS 2K
ASSIST SURGEONAPPLICABLE ONLY IF THE PROCEDURE IS LAPCHOLE OR 250 UNITS AND ABOVE

COMPUTATION FOR MULTIPLE PROCEDURES (FROM HIGHEST TO SMALLEST RVS UNITS)

100%

50%

25% FOR THE SUCCEEDING RVS

BUT IF THE PROCEDURES HAVE DIFFERENT ENTRY POINT, COMPUTE PF 100% EACH PROCEDURE


COMMON EXAMPLE IS EGD AND COLONOSCOPY

EGD - 60 UNITS

COLONOSCOPY - 80 UNITS


DIFFERENT SCENARIO COMPUTATION:


- 2 PROCEDURES DONE WITH DIFFERENT SURGEON BUT THE SAME DAY

100% COMPUTATION FOR THE HIGHEST RVS CODE UNIT EQUIVALENT; 80% FOR THE SECOND SURGEON


- 2 PROCEDURES DONE WITH DIFFERENT SURGEON BUT DIFFERENT DAY

COMPUTATION FOR BOTH SURGEONS ARE 100%


- PATIENT WAS ADMITTED FOR A LONG TIME WITH PROCEDURE DONE

COMPUTATION FOR PF IS PROCEDURE PLUS VISIT 2 DAYS BEFORE AND 5DAYS AFTER THE PROCEDURE

🔍 Scenario 1: LOA is in AMAPHIL Form

What to Check:

1. Verify in System Tracker

✅ If the tracker details match the received documents:

→ You may proceed to correct the details.

→ Coordinate with the Claims Department Team Leader.

❌ If the tracker details do not match the received documents but match the LOA in the system:

→ This requires further investigation.

2. Identify the Tracker Source (How the Request Was Received)

If via phone call:

→ Request the call recording from the Team Leader or Dev Team.

If via email, Viber, or Mobile App:

→ Confirm the request with the Team Leader or Medical Officers.

📄 Scenario 2: LOA is in Printed PDF Format

What to Check:

1. Member Utilization History

✅ If there's a matching LOA for the same date of availment:

→ Escalate and request the correct LOA.

2. No Matching LOA in System

❌ If no LOA is found with matching billing details:

→ Return to Provider (RTP) due to absence of LOA.

  • THE MEDICAL CITY is different from The Medical City Clinics
  • Be careful of the following providers
    • ST. LUKE'S MEDICAL CENTER, INC. and ST. LUKE'S MEDICAL CENTER (GLOBAL CITY), INC.
    • THE MEDICAL CITY and THE MEDICAL CITY CLINIC - PASIG (EAST ORTIGAS)
    • OUR LADY OF LOURDES HOSPITAL - STA. MESA and OUR LADY OF LOURDES HOSPITAL-DAET
    • ACE Clinics
    • GLOBAL CARE MEDICAL CENTER OF BAY INC. and GLOBAL CARE MEDICAL CENTER OF CANLUBANG, INC.

The Medical City Clinics (Proser)

Wellcare Clinics & Lab. Inc.

KERALTY CLINIC - TOPHEALTH

De La Salle University Medical Center