
RECEIVING
- Receive documents from courier and/or hospital staff.
- Open files and stamp received dates.
- Check for completeness of documents:
- If incomplete, escalate or request missing documents.
- If incomplete, escalate or request missing documents.
- Swipe and record received documents.
- Return claims that have exceeded the submission time via email:
- Endorse the hard copy to Admin for return to the provider.
- Endorse the hard copy to Admin for return to the provider.
- Sort documents based on payment terms and claim priority, then endorse them to the designated Claims Specialist for scanning.

SCANNING
- Verify completeness of documents forwarded by the receiving Claims Specialist:
- Escalate or request any missing documents.
- Escalate or request any missing documents.
- Scan complete documents.
- Endorse the scanned hard copies to the Team Leader.

CLAIMS PROCESSING
A. HARD COPY CLAIMS
Tasks:
- Confirm completeness of scanned documents received.
- Verify completeness of Letter of Authorization (LOA).
- Escalate or return to the provider (RTP) any claims with issues.
- Process eligible claims.
- Endorse processed claims to the Finance Team.
B. SOFT COPY / CLAIMS RECEIVED VIA EMAIL
Tasks:
- Check completeness of documents received through email.
- Verify completeness of the LOA.
- Escalate or mark RTP for claims with issues.
- Print documents and stamp the received date.
- Split bundled documents by individual members (if received as one file).
- Process eligible claims.
- Endorse processed claims to the Finance Team.
THOROUGH OVERVIEW
Outpatient Basic Consultation / Maternity-Consultation:
A visit to a general doctor (like a family or internal medicine physician) for routine checkups or minor health concerns, without being admitted to a hospital.
Outpatient - Referral to Specialist:
When a primary care doctor sends a patient to a specialist (like a cardiologist or dermatologist) for further evaluation or treatment.
Outpatient Clinic Setting:
Medical care provided in a clinic where patients receive diagnosis and treatment without staying overnight.
Outpatient - Laboratory:
Lab tests (like blood or urine tests) done without being admitted to a hospital, usually after a doctor's consultation.
Emergency:
Immediate medical care for serious or life-threatening conditions (e.g., severe injuries, chest pain, breathing problems).
OPD -OR (Outpatient Department - Operating Room):
Minor surgical procedures done in a hospital setting where the patient is not required to stay overnight.
Inpatient Discharge:
When a patient who was admitted to the hospital for treatment is officially released and allowed to go home.
🩺 CONSULTATION / CLINIC-SETTING CLAIMS
- LOA (Letter of Authorization) – Required only
🛠️ LABORATORY / EMERGENCY / OPD-OR / IPD CLAIMS
- LOA (Letter of Authorization)
- Charge Slip / Itemized Charges
- SOA / Transmittal (Statement of Account)
- Incomplete Documents
- Revisions Required
- Discrepancies in claim amounts between:
- Statement of Account (SOA) / Transmittal
- Charge Slip
- Billing Amount
- Statement of Account (SOA) / Transmittal
- Claim amount exceeds the approved and issued Letter of Authorization (LOA)
- Verification of Claim Details
- Consultation / Clinic-Setting Claims:
- Unreadable or missing name of the attending doctor
- Unreadable or missing name of the attending doctor
- Laboratory / Emergency / OPD-OR / IPD Claims:
- Unreadable amounts on SOA or charge slip
❌ No Approved/Issued LOA
🔍 What to Check
- Missing Written LOA:
If there is no written LOA in the designated section, check other parts of the documents for it. - Member Utilization:
Verify if there is a utilization record on the same availment date, with matching procedures as stated between the LOA and the billing.
🏷️ Proper Tagging for Maternity Consultations
This applies specifically to maternity consultations that are:
- Incorrectly tagged as Basic Consultation, or
- Marked as Referral to Specialist
🔎 Why Correct Tagging Matters:
- Maternity benefits vary by account
- Accurate tagging ensures correct benefit application and avoids claim issues.
✅ Always verify and tag maternity consultations correctly.
✍️ Missing Signature(s)
For Consultation / Clinic-Setting:
- Both the Doctor and the Member must sign the LOA.
For Procedures:
Only the Member's signature is required.
⏰ Stale Claim (Late submission)
🔍 Review of Provider Information
Submission of Claims Based on Stale Computation
- Please verify the provider’s information under this section.
The number of days for late submission is computed from the Availment Date up to the Billing Received Date.
🔁 Double Billing
🩺 Consultation
A patient cannot undergo consultation with the same doctor on the same date.
⚙️ Procedure Billing
If the same procedure is billed twice, verify using the following criteria:
✅ Same LOA
✅ Same Procedure
✅ Same Date of Availment
✅ Different Document Reference Numbers
⚠️ If all the above match, it's likely a duplicate billing.
1. Cross-Check: LOA (System) vs. Provider's Documents
Compare the following details between the system-generated Letter of Authorization (LOA) and the provider’s submitted documents(e.g., Statement of Account, Transmittal, or Charge Slip):
✅ Provider’s Name
✅ Patient’s Name
✅ Type of Availment.
2. Additional Requirements Based on Claim Type
For Consultation / Clinic-Setting Claims:
- LOA must include both the doctor's and the member's signatures.
For Procedure Claims:
- LOA must include the member’s signature.
TYPE | Effective August 1, 2024 |
CONSULTATION RATE | 600 |
CP CLEARANCE | 1,150 |
READER'S FEE | AS CHARGED |
CLINIC-SETTING | 130 / AS CHARGED |
DOCTOR | RATE |
PATHOLOGIST'S FEE | AS CHARGED |
INSTRUMENT FEE | AS CHARGED |
INTRA-OPERATIVE MONITORING | 1,800 |
ROOM/TYPE | DAILY VISIT PER DAY | RVS MULTIPLIER |
WARD | 900 | 140 |
SEMI PRIVATE | 1100 | 145 |
PRIVATE | 1200 | 150 |
SUITE | 1600 | 155 |
ICU | 1800 | 155 |
OPD-OR | N/A | 130 |
DOCTOR | COMPUTATION |
ANESTHESIOLOGIST | 50% OF SURGEON'S FEE |
ASSIST SURGEON | 25% OF SURGEON'S FEE |
DOCTOR | NOTES |
ANESTHESIOLOGIST | UNLESS OTHERWISE STATED IN SOB / MINIMUM PF IS 2K |
ASSIST SURGEON | APPLICABLE ONLY IF THE PROCEDURE IS LAPCHOLE OR 250 UNITS AND ABOVE |
COMPUTATION FOR MULTIPLE PROCEDURES (FROM HIGHEST TO SMALLEST RVS UNITS)
100%
50%
25% FOR THE SUCCEEDING RVS
BUT IF THE PROCEDURES HAVE DIFFERENT ENTRY POINT, COMPUTE PF 100% EACH PROCEDURE
COMMON EXAMPLE IS EGD AND COLONOSCOPY
EGD - 60 UNITS
COLONOSCOPY - 80 UNITS
DIFFERENT SCENARIO COMPUTATION:
- 2 PROCEDURES DONE WITH DIFFERENT SURGEON BUT THE SAME DAY
100% COMPUTATION FOR THE HIGHEST RVS CODE UNIT EQUIVALENT; 80% FOR THE SECOND SURGEON
- 2 PROCEDURES DONE WITH DIFFERENT SURGEON BUT DIFFERENT DAY
COMPUTATION FOR BOTH SURGEONS ARE 100%
- PATIENT WAS ADMITTED FOR A LONG TIME WITH PROCEDURE DONE
COMPUTATION FOR PF IS PROCEDURE PLUS VISIT 2 DAYS BEFORE AND 5DAYS AFTER THE PROCEDURE
🔍 Scenario 1: LOA is in AMAPHIL Form
What to Check:
1. Verify in System Tracker
✅ If the tracker details match the received documents:
→ You may proceed to correct the details.
→ Coordinate with the Claims Department Team Leader.
❌ If the tracker details do not match the received documents but match the LOA in the system:
→ This requires further investigation.
2. Identify the Tracker Source (How the Request Was Received)
If via phone call:
→ Request the call recording from the Team Leader or Dev Team.
If via email, Viber, or Mobile App:
→ Confirm the request with the Team Leader or Medical Officers.
📄 Scenario 2: LOA is in Printed PDF Format
What to Check:
1. Member Utilization History
✅ If there's a matching LOA for the same date of availment:
→ Escalate and request the correct LOA.
2. No Matching LOA in System
❌ If no LOA is found with matching billing details:
→ Return to Provider (RTP) due to absence of LOA.
- THE MEDICAL CITY is different from The Medical City Clinics
- Be careful of the following providers
- ST. LUKE'S MEDICAL CENTER, INC. and ST. LUKE'S MEDICAL CENTER (GLOBAL CITY), INC.
- THE MEDICAL CITY and THE MEDICAL CITY CLINIC - PASIG (EAST ORTIGAS)
- OUR LADY OF LOURDES HOSPITAL - STA. MESA and OUR LADY OF LOURDES HOSPITAL-DAET
- ACE Clinics
- GLOBAL CARE MEDICAL CENTER OF BAY INC. and GLOBAL CARE MEDICAL CENTER OF CANLUBANG, INC.
The Medical City Clinics (Proser)
Wellcare Clinics & Lab. Inc.
KERALTY CLINIC - TOPHEALTH
De La Salle University Medical Center